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Savings settings live in config/savings.lua. Players open one savings account on the Savings page, and deposits, withdrawals and transfers go through the buttons on that page.

Interest

Interest is paid once per period, for offline players too. It is calculated on the lowest balance held during the period, so money moved in right before the payout earns nothing until the next one. The balance stops at depositCap. Weeks start on Monday and periods follow UTC.

Deposit cap and lock

depositCap is the highest balance. lockMinutes keeps a deposit from leaving for that time, which makes moving money in and out less attractive. Leave it at 0 to turn it off.