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Account settings live in config/accounts.lua. aps_banking has four account types, and each keeps its money in a different place.

Transfers

Money can move between all account types, and to any IBAN. Every transfer writes a paired entry on both sides. If the second half fails, the first is undone. Savings accounts only accept money from their owner. Set a fee with Config.Accounts.transfers.feePercent. It is taken on top from the sender.

IBAN format

Letters that read like digits (I, O) are left out. Changing the format only affects new accounts.

Shared accounts

The owner creates the account, adds members by the server ID of an online player, and removes them. Only the owner can rename or close it, and only an empty account can close. Removing a member blocks their cards on that account straight away. memberAdd and memberRemove decide whether members may pay in and take out.

Society accounts

The account appears for players in that job or gang who reach the grade you set. Bosses always have access.

Frozen accounts

A frozen account can’t send money. With frozenAcceptsIncoming = true it can still receive. Scheduled loan payments still run. See Bank Admin.