insurance.lua

Config = Config or {}

Config.Insurance = {
    -- ─────────────────────────────────────────────
    --  Price formula:
    --    price = max(minPrice, floor(vehiclePrice * basePctPerDay * categoryMultiplier * days))
    --
    --  Example with basePctPerDay = 0.00005:
    --    $900,000 Adder (super, mul=1.5), 30 days
    --    → 900000 × 0.00005 × 1.5 × 30 = $2,025
    -- ─────────────────────────────────────────────

    basePctPerDay = 0.00005,

    -- ─────────────────────────────────────────────
    --  Per-category price multipliers
    --  Category strings must match the `category`
    --  column in the vehicles table (case-insensitive).
    -- ─────────────────────────────────────────────
    categoryMultiplier = {
        super         = 1.5,
        sports        = 1.3,
        sportsclassic = 1.2,
        muscle        = 1.1,
        coupe         = 1.0,
        suv           = 1.0,
        offroad       = 1.0,
        sedan         = 0.9,
        motorcycle    = 0.9,
        compact       = 0.8,
        van           = 0.8,
        truck         = 0.8,
        commercial    = 0.8,
        bus           = 0.7,
        industrial    = 0.7,
        military      = 2.0,
    },

    defaultMultiplier = 1.0,

    minPrice = 100,

    -- ─────────────────────────────────────────────
    --  Available duration plans shown in the UI
    -- ─────────────────────────────────────────────
    plans = {
        { label = '7 Days',  days = 7   },
        { label = '30 Days', days = 30  },
        { label = '90 Days', days = 90  },
        { label = '1 Year',  days = 365 },
    },
}